Paychecks and Profits: How to Maximize Employee Benefits, Reduce Your Taxes, and Build Generational Wealth

If you are not maximizing your employee benefits you are missing out on SO much free money. This book is practical, informative, and incredibly easy to understand and read. I would highly recommend this to anyone no matter where you are in your finance journey! (Kim Liao, CPA @the.millennial.cpa)

Did you know that the seeds to building incredible wealth are hidden in your regular paycheck? The truth is, most employees have no idea of the investing power that is currently hiding, unused in their benefits packages. In Paychecks and Profits, author and investor T.R. Smith will show you step-by-step how to leverage your existing employee benefits and invest to minimize your taxes and maximize your wealth. In this book you will discover:

Simple steps you can take right away to get the most out of your paycheck

Changes you can make to your benefits to generate Wall Street-beating profits with little to no risk

Strategies to increase your profits and lower your tax obligations

How to maximize your 401(k) benefit

How to use an IRA to begin building generational wealth

Secrets to using your Employee Stock Purchase Plan (ESPP)

The best ways to use your Flexible Spending Account (FSA)

Ways to generate profits from your Health Savings Account (HSA)

How to set up your family for success by using 529 College Savings Accounts & Custodial Accounts

T.R. Smith’s ‘Paychecks and Profits’ offers the reader an easy to understand roadmap to financial security in troubled times. This is what you need to know for accumulating wealth! (Rob Black, Host of Rob Black & Your Money Radio Show & Podcast)