Broke! Been There, Done That, NEVER Again!

This book covers my experience, going from total financial disaster to being able to retire debt-free. I hope to help readers understand all the fears and tears that went into my journey; and there were many. This is not only a book on how to manage money more efficiently, but how to create and use budgets, save for retirement and other financial things I encountered. It will include all the steps I took to get from financial tragedy to retirement in an easy-to-understand way. Money management seems to be very difficult for people and it was for me as well. After all, it's not something most learn in school. But I finally figured it out because I had to! I have tried to make this a step-by-step process as understandable as possible. I will provide the tips and tricks I used to overcome many roadblocks along the way. I will also discuss some of the many pitfalls I encountered along the way and how I overcame them. This book will help both young and old but I was middle-aged when financial disaster struck. It just goes to prove that you can start at any age and overcome a ton of obstacles to financially get to where you want to be.

I hope you enjoy my story and can learn from my mistakes and successes. Remember, this is my story. You will have your own. But if you walk my walk, I am positive you can turn your situation around, just like I did.