Foundations of Financial Literacy

Foundations of Financial Literacy provides a comprehensive framework for high school students learning about personal financial responsibility, enabling them to make wise financial decisions, lead productive lives, and achieve financial security. This text includes cross-curricular and portfolio activities throughout, a robust overview of economic principles, and easy-to-understand information for successfully managing milestones such as financing your first car, preparing for college and career, and retirement and estate planning. This edition also reflects recent changes in tax laws and procedures, and includes updated coverage of current financial practices, such as FICO scores and VantageScore 4.0, trade agreements, and understanding FAFSA for education and personal financial planning.

A robust introduction to economics helps students connect what they have learned about financial literacy to current national economic issues and to the global economy. Units on career planning and digital citizenship help students prepare for careers in the modern world while Employability Skills features focus on the soft skills necessary for job success and Event Prep integrates competitions for FBLA, BPA, and DECA. Alignment to Jump$tart National Standards for Personal Financial Education and correlation to the YouScience Personal Financial Responsibility exam helps students obtain real-world job skills and achieve certification.