START YOUR TOMORROW TODAY! SAVINGS IS SIMPLY A HABIT; IT'S THE ABILITY TO CONTROL YOUR URGES AND IMPULSES TO SPEND.

I got tons of questions in my email after teaching people about savings.

This particular one caught my attention because the person asking studied finance, so he is not ignorant of the whole concept.

"I used to believe that savings were the king for wealth creation, but I was taught in my masters that investment was the king. Your post on savings got me confused, please, I need some clarity," he wrote.

My response: Let me start by explaining what savings is and what it does to you before we proceed to the investment.

Savings is simply a habit, it's the ability to control your urges and impulses to spend. Funny enough, savings is not a function of what you know; it's a function of habits that come as a result of background and experiences, especially when you are growing up.

These habits about money become so automatic that you don't think about it before doing it. A person who suffers from deprivation tends to develop the habit of overspending for validation, a person who has internal insecurity tends to spend to prove a point.

Savings helps you deal with these habits and gain self-control over your finances. No matter the amount of money you make, if you can't control your spending, you will surely go bankrupt. Spending is easy.

To build wealth, you must develop the ability to delay gratification, and sustain the willpower to say no to "show off.".

In this book, you'll find:

Practical Savings Challenges: Try the practical savings challenges ranging from daily savings challenges, weekly, bi-weekly, monthly, bi-monthly, and annually, to easily save money. Money Control Strategies: Discover 15 practical ways to handle cash properly and achieve your goals. Benefits of Money-Saving: Unravel the numerous benefits of saving money, from financial security to peace of mind and many more. Where to Put Your Savings: Discover various options for allocating your savings and maximizing growth latent. Helpful Directives: Follow the list of actionable principles for successful saving, including starting now, setting clear goals, staying consistent, and living freely.

Don't let another day pass without taking charge of your financial situation! Grab your copy of "The Low-Income Savings Challenge Book 2024" today and start your journey to financial freedom and wealth. With "The Low-Income Savings Challenge Book 2024" at your side, you'll get the confidence and knowledge you need to make sound financial decisions, achieve your objectives, and enjoy the life you've always desired. Don't wait any longer; begin your journey to financial success today!