Scotland, 1477: Nicholas de Fleury, former banker and merchant, has reappeared in the land that, four years earlier, he had brought very close to ruin in the course of an intense commercial and personal war with secret enemies--and, indeed, with his clever wife Gelis. Now the opportunity for redemption is at hand, but Nicholas soon finds himself pursuing his objectives amid a complex, corrosive power struggle centering on the Scottish royal family but closely involving the powerful merchants of Edinburgh, the gentry, the clergy, the English, the French, the Burgundians. His presence soon draws Gelis and their son Jodi to Scotland, as well as Nicholas's companions and subordinates in many a past endeavor. Here, too, Nicholas meets again with others who have had an influence, for good or evil, in his life: King James III of Scotland and his rebellious siblings; the St. Pols: Jordan, Simon, and young Henry; Mistress Bel of Cuthilgurdy and David de Salmeton; Anselm Adorne and Kathi his niece. And as the secrets of his birth and heritage come to light, Nicholas has to decide whether he desires to establish a future in Scotland for himself and his family, and a home for his descendants.