Transforming Rural India

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The Book provides an in-depth analysis of Regional Rural Banks (RRBs) in India, focusing on their role in rural financial inclusion and socio-economic development. Established in 1975, RRBs support small farmers, artisans, and entrepreneurs. The study examines the Odisha Gramya Bank (OGB) in Balasore and Bhadrak districts, analyzing customer perceptions and bank performance. It highlights challenges such as poor loan recovery and limited financial awareness while recommending policy improvements for better financial viability and economic impact