When am I going to use this in the real world?

That was the question that started it all.

Ms. Brown is a young, passionate teacher who has learned in her few years of teaching that good educators can have a life-long/positive impact on their students.

One day during class, Brandon, the class clown, has a monumental outburst that changes the course of her teaching career forever. His question becomes the driving force of Ms. Brown’s journey to change the way financial education is taught in high schools.

This Teenage Guide to Financial Literacy switches up even the most daunting of topics with entertaining stories and real-life inspired classroom scenarios. Ms. Brown’s user-friendly guide offers practical advice and open conversation on every aspect of money and money management, covering critical topics such as bank accounts, living on a budget, credit cards, and how to manage money after high school.

This true story inspired book for young adults is a step-by-step look at developing financial literacy skills:

• How to begin your financial journey

• Start the conversation on finances at home

• Prepare to make financial decisions on your own after high school

• Lower the amount of student loan debt you take on

• Life on a budget

• Your relationship with money

• Why almost all debt is bad

• Savings

• Credit card debt

• Early investing

• Exercises for budgeting

• Tips to avoid impulse spending

• Money management

This guide openly and honestly discusses topics including budgeting, investing, starting a business, college without debt, and much more. Accessible, easy to follow, and entertaining to read, this is a book that parents and teachers should ensure finds its way into the hands of every teenager.

Do you want to achieve something? Learn how to get financially ready for college? Save for a car? Stay out of debt or invest in your future? Get started now.

Whether you are a teenager with small or big ambitions, a parent, or a teacher trying to encourage your students, The Money Club: A Teenage Guide to Financial Literacy will get you started.