Take the first step today to free yourself from debt! Read the real life stories of ordinary people who have found themselves shackled by debt. Discover the road maps they have left behind for you to follow and gain financial freedom so that you can avoid the mistakes they made which landed them in debt. Learn from the money mistakes they have lived through and battled back to re-claim their lives. You will see how Debt does not distinguish as it rips apart the hopes and dreams of people from all ages and backgrounds. Learn the tricks on how to formulate a game plan to payoff debt and kick it out of your life once and for all. Find out what it is like living a fulfilled life without debt; the life God intended you to live. Having managed a collection agency for close to three decades, Andrew J. Ruiz III has interviewed and chronicled the real life stories of folks in deep financial pain willing to share their individual stories. Take a journey deep into his world of debt collection and see debt through his eyes. He has witnessed first-hand, the pain and destruction that debt causes by tearing apart individuals and families. Begin changing your life today by learning these valuable life lessons.