Always Have Enough

Personal finance expert and founder of FirstGenLiving offers practical, actionable financial advice tailored to the circumstances and values specific to first-generation young professionals.

Always Have Enough offers a pathway to creating wealth, written for those doing it for the first time. This is a new approach to financial planning for immigrants, children of immigrants, second-generation individuals, as well as anyone who feels outside of the dominant white American culture. Maria Melchor offers a holistic formula to financial success that will make you feel richer from day one.

Using the Always Have Enough plan, you will learn how to:

Address mindsets from childhood scarcity that affect money attitudes in adulthood Choose your own money values and make empowered financial decisions Make your debt disappear (hint: anything's faster than ignoring it) Set yourself up for financial soundness and success

Melchor introduces the concept of financial interdependence, an approach to personal finance that has proven to make her first-gen clients more successful with their money. Using the step-by-step advice in this book, you can enjoy the present while saving for the future, create your own financial goals, and redefine generational wealth as building wealth across the current, future, and previous generations.